All you need to know about Thailand travel insurance

by Sneha ShuklaMarch 28, 2023April 19, 2023

Thailand is one of the most visited and wish-listed vacation spots for Indians. Besides being one of the economical options, it is also home to magnificent temples, pristine beaches, and happening nightlife. It has a lot to offer whether you are a couple, a family, or planning a trip with friends. The convenience of getting a Thai visa, fun shopping experiences and affordable accommodations may make you want to pack your bags and book a ticket but in order to make your trip a success, international travel insurance is also needed.

International travel insurance allows you to make the most of your trip by covering you against a number of unanticipated situations and emergencies. Considering the wide number of adventure sports that you plan to indulge in along with petty little scams the country is known for, Thailand travel insurance is the best bet to safeguard you against such unexpected events.

H2: Is Thailand travel insurance mandatory?

Purchasing international travel insurance is not mandatory when travelling to Thailand but it is indeed ideal. Travel insurance is a small investment to safeguard your trip and help you enjoy it to the fullest. Whether you are visiting a country that essentially mandates the need for travel insurance or one which does not, it is best recommended, that you secure yourself and your trip with a robust travel insurance plan.

What are the benefits of international travel insurance for Thailand?

Thailand travel insurance comes with the following benefits:

1. Baggage coverage – In the event that your baggage is lost or misplaced, your Thailand travel insurance will help you bear the cost of purchasing essentials during your stay and reimbursement for the lost items.

2. Passport assistance – If you happen to lose your passport while on vacation, your international travel insurance helps you in procuring a duplicate passport, the documentation process, and at times, even the fee.

3. Flight changes – An international travel insurance for Thailand will help you with cancelled flights and delayed flights. In case of flight cancellation, the insurance helps you book an alternate arrangement or extended stay. In the event of an emergency cancellation of flight or accommodation, the insurance will help you bear the cancellation charges.

4. Medical coverage –Thailand travel insurance helps you with necessary coverage for sicknesses and accidents during your travel. It helps you with the cost of hospitalisation and treatments. The coverage also extends ambulance charges and the cost of an emergency evacuation.

5. Covid cover – If your Thailand travel insurance has Covid coverage, the insurance will help you with Covid-19-related medical expenses. In case you are not in a position to travel back to India, the coverage will automatically extend for a longer duration to help you recover.

6. Local assistance – International travel insurance allows you to get local assistance of any sort throughout your journey.

7. Hijack cover – This is not something one anticipates, but unexpected events can happen, and travel insurance offers a hijack cover to secure you and your family.

8. Coverage extension – The pandemic has left everyone adapting to the new normal and one does not know when a lockdown may strike suddenly. In case of a sudden lockdown during your travel to Thailand, your coverage automatically extends for a week to ensure you are secured during the extended stay.

Why should you purchase Thailand travel insurance?

When travelling from India to Thailand, you must be enchanted with upcoming experiences and adventures. International travel insurance will ensure that your holiday goes as planned and that any emergencies or hiccups in your travel do not hamper the fun you have planned.

1. Thailand is home to amazing scuba diving adventures, exciting nightlights, and mesmerising beaches. It is also one of the ideal vacation spots for solo travellers and backpackers. With such experiences, the risks of accidents and sickness increase, and Thailand travel insurance can secure you from financial setbacks due to such unexpected events.

2. While Thailand is a safe and cheap travel destination, petty scams and crimes are very common here. In case of such incidents, a Thailand travel insurance policy will protect you against losses that you may have to bear.

Getting international travel insurance for Thailand from India

While it might be very exciting to plan a trip to Thailand, you must ensure that your holiday goes as planned and you leave no stone unturned while planning it. Besides thinking about tickets, accommodation, and packing the beach essentials, you must also be sure to apply for a Thailand visa, check immigration laws, and take care of all legal requirements. One also needs to take more care when it is an international trip and hence, international travel that fulfils all the requirements and adequate coverage all through your trip.

When you are planning the trip, take time to consider all options for your Thailand travel insurance and opt for a comprehensive international travel insurance plan to keep you secured against a variety of situations. Loss of baggage, medical assistance, flight delays, cancellation, loss of passport, and Covid 19 coverage are some of the inclusions that you must look for in your Thailand travel insurance plan. While you are making the choice, do compare travel insurance plans online so you can get sufficient coverage and a plan that is right for you!

While Thailand travel insurance is not a mandatory requirement for you to visit the country, it is surely a wise call to purchase one to keep your trip secure and help you make the most of your vacation! Go ahead and buy yourself wide coverage providing international travel insurance, so that you can enjoy your trip to the fullest without being worried about the consequences of unanticipated events.

Disclaimer: The above information is for illustrative purposes only. For more details, please refer to the policy wordings and prospectus before concluding the sales.